Saturday, January 12, 2013

Foreclosure numbers down but expected to rise again - News14.com

Foreclosure numbers down but expected to rise again - News14.com


CHARLOTTE -- The number of foreclosures on the market in the Queen City is at its lowest point in six years.
"We have a very low inventory," said Jennifer Frontera, a broker with Wanda Smith and Associates.
Frontera is generally optimistic about the new year. Nonetheless, North Carolina's major cities -- including Charlotte, Raleigh, Greensboro and Winston-Salem -- will likely see a bump in foreclosures in 2013.
"Those should all hit the market in this coming year,” said Frontera. “Not all at once. It will be spread out over the year."
According to a new report from RealtyTrac, North Carolina is among the states that will see increases in foreclosures as short sales or as bank-owned homes. Realtors say new mortgage settlements with lenders could play a role.
"There are some foreclosures that had not been finalized that will be finalized," Frontera said.
At the Neighborhood Assistance Corporation of America, counselors are working to keep people in their houses.
"We help folks prepare a package, a modification package, present it to the banks and present a new affordable payment," said spokesman Rick Herrera.
NACA receives thousands of calls a day from people asking for help with their mortgages.
"A lot of folks are still losing their homes, they're struggling," he said.
That instability should start to level out as the country and North Carolina emerge from the worst of the foreclosure crisis.
"A little increase should be well absorbed in the market," Frontera said.

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